If you’re already receiving Social Security Disability (SSD) benefits, congratulations — you’ve successfully navigated what can often be a long and difficult application process. But receiving benefits doesn’t mean the journey is over. Many people aren’t aware that additional help and resources may be available even after their benefits start.

As experts in Social Security Disability, we’re here to explain your options in a clear, friendly way. Whether you’re wondering if your payments can increase, if you can qualify for other programs, or if there are additional benefits available to you, this guide will walk you through what you need to know.

Can You Increase Your SSD Benefits?

In most cases, once you’re approved for SSD benefits, the basic monthly amount is set according to your lifetime earnings. However, there are a few ways your monthly payment could increase:

Cost-of-Living Adjustments (COLA):
Every year, Social Security may adjust benefits based on inflation. This means you could see small annual increases in your check without doing anything. The Social Security Administration (SSA) announces these adjustments each fall.
Family Benefits:
If you have dependents — such as a spouse or children — they may also qualify for benefits based on your work record. This can increase the total amount your household receives.
Recalculation of Earnings:
If you worked after you became disabled but before you were approved for benefits, or if there was a mistake in your earnings record, the SSA might recalculate your benefit amount. This can occasionally lead to a higher monthly payment.
Switching to Retirement Benefits:
Once you reach full retirement age, your disability benefits automatically convert to Social Security retirement benefits. Generally, the amount stays the same, but if you are entitled to a higher retirement benefit based on your own work history, your payment could increase.

Are Additional Payments Available?

While you typically can’t “reapply” for more SSD benefits, you may qualify for other types of assistance:

Supplemental Security Income (SSI):
If you have limited income and resources, you might be eligible for SSI in addition to SSD. SSI can provide extra monthly payments to help cover basic needs like food and housing.
Medicare and Medicaid Assistance:
After two years of receiving SSD benefits, you become eligible for Medicare. Depending on your income, you might also qualify for Medicaid or programs that help cover Medicare premiums, deductibles, and prescriptions.
State and Local Programs:
Many states offer additional financial help, food assistance, or housing support to individuals receiving SSD benefits. These programs can make a big difference, especially if you’re living on a fixed income.
Workers’ Compensation or VA Benefits:
If you were injured at work or are a military veteran, you might also qualify for other benefit programs. It’s important to know that receiving additional benefits could affect your SSD payment amount, so it’s smart to consult an expert.

When Legal Help May Still Be Available

Even though you already receive SSD benefits, you might still need legal help in certain situations, such as:

If your benefits are being reduced or cut off
If you are appealing a decision about related benefits (like SSI or Medicare)
If you want to apply for other disability-related programs
If you face a Continuing Disability Review (CDR) and risk losing your benefits

In these cases, an experienced Social Security Disability attorney can guide you and protect your rights.

Final Thoughts

Receiving SSD benefits provides critical financial security, but it’s important to know that you’re not stuck with your initial situation. There may be ways to increase your payments, access additional programs, or get extra support based on your unique circumstances.

If you have questions about your benefits — or if you need help navigating additional programs — don’t hesitate to seek advice from an experienced disability expert or attorney. Having the right information can help you get the most out of the benefits you’ve earned.

Common Questions for Current SSD Recipients

Can I apply for more SSD benefits?
Not directly. However, your benefit amount may increase through annual cost-of-living adjustments, family benefits, or corrections to your earnings record.

Can I receive both SSD and SSI?
Yes, if your income and assets are low enough, you might qualify for Supplemental Security Income (SSI) in addition to your SSD benefits.

Will my SSD benefits ever increase automatically?
Yes. Every year, the Social Security Administration may approve a Cost-of-Living Adjustment (COLA) that slightly raises benefit amounts to keep up with inflation.

What happens to my SSD benefits when I reach retirement age?
Your SSD benefits automatically convert to Social Security retirement benefits. In most cases, the amount remains the same.

Can I get help paying for Medicare?
Yes! If your income is limited, you may qualify for Medicare Savings Programs or Medicaid to help cover premiums, deductibles, and co-pays.

Should I contact a lawyer if I’m already receiving SSD?
You might need legal help if your benefits are threatened, if you’re facing a Continuing Disability Review (CDR), or if you want to apply for additional programs like SSI.

Where can I find extra help?
Besides the Social Security Administration, many state and local agencies offer food assistance, housing support, or help paying for utilities. It’s worth exploring all available options!