If your Social Security Disability (SSD) claim was denied, you’re not alone — in fact, most people are denied the first time they apply.
While it can feel frustrating and unfair, the good news is that a denial is not the end of the road. Many people successfully appeal and eventually win their benefits.
In this article, we’ll explain why SSD claims are often denied — and most importantly, what you can do to fight back.
Common Reasons SSD Claims Are Denied
Here are the most frequent reasons Social Security denies disability claims:
1. Lack of Strong Medical Evidence
✅ Social Security needs solid medical records showing that your condition is serious and keeps you from working.
Denials often happen when:
- Medical records are missing or incomplete
- There’s not enough proof of ongoing treatment
- Doctors’ notes don’t explain how your condition limits you
2. You’re Still Working Too Much
✅ If you’re earning more than the monthly limit for Substantial Gainful Activity (SGA) (around $1,550 per month in 2025), Social Security may deny your claim automatically — even if you are truly struggling.
3. Your Condition Isn’t Considered Severe Enough
✅ To qualify, your medical condition must last at least 12 months and seriously limit your ability to do basic work activities.
If your condition is temporary or mild, Social Security may say you aren’t “disabled” under their rules.
4. Failure to Follow Prescribed Treatment
✅ If you don’t follow your doctor’s recommended treatments — without a good reason — Social Security might assume your condition could improve with proper care and deny your claim.
5. You Didn’t Cooperate With SSA
✅ Denials can happen if you:
- Miss scheduled appointments (like a Consultative Exam)
- Fail to send requested paperwork
- Don’t respond to letters or calls
It’s very important to stay in contact and provide everything SSA asks for during the review process.
6. Your Work History Doesn’t Meet the Requirements
✅ SSD isn’t just about being disabled — it’s an insurance program. You must have worked long enough and recently enough (earned enough work credits) to qualify.
If you haven’t worked 5 out of the last 10 years (for most adults), your claim can be denied even if you are medically disabled.
What You Can Do If Your SSD Claim Is Denied
If you receive a denial letter, don’t panic — and don’t give up. Here’s what you should do:
1. Read the Denial Letter Carefully
Your letter will explain why your claim was denied. Understanding the reason will help you and your advocate or attorney decide how to fight the decision.
2. File an Appeal — Don’t Start Over
✅ Appeal the denial — don’t file a brand new application!
You usually have 60 days from the date you receive the denial to file a Request for Reconsideration.
Appealing keeps your original application date, which can affect your back pay.
3. Strengthen Your Medical Evidence
✅ Keep going to the doctor and following their advice.
✅ Ask your doctor for a supportive letter explaining your limitations.
✅ Gather more detailed medical records that show how your condition affects your ability to work.
4. Consider Getting Professional Help
✅ A Social Security Disability attorney or advocate can:
- Help gather the right evidence
- Communicate with SSA for you
- Represent you at hearings
- Improve your chances of winning your appeal
Most disability attorneys only get paid if you win — and their fees are limited by law.
Final Thoughts
Being denied for SSD benefits is discouraging, but it’s very common — and it’s not the end of your case.
Many people win benefits by appealing and presenting stronger evidence.
Stay persistent, stay organized, and don’t be afraid to get professional help.
You deserve the support and financial security you need when you can’t work due to a disability.